accelitas

A True Breakthrough in Bank Account Validation

Ai Validate BD delivers an unprecedented combination of frictionless compliance and cost savings

 

Accelitas brings its innovative fintech solutions to ACH commerce, enlisting patented Bank Data technology to optimize transactions, reduce fraud, streamline workflows, and lower your cost of doing business.

See what a difference next level Bank Account Validation makes.

Partner Spotlight

Fiserv

Fiserv

Fintech leaders team up to enlist real-time data, unsurpassed bank coverage, and proprietary analytics to deliver next-level Bank Account Validation services

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Online Lenders Alliance

Online Lenders Alliance (OLA)

OLA partners with Accelitas to provide innovative solutions for improving the lives of those at financial risk during the evolving COVID-19 pandemic

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Nacha

Nacha

As a Preferred Partner, Accelitas joins a select group of innovators that Nacha recognizes for offering products and services that advance core strategies of the ACH Network

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Equifax

Equifax

Accelitas and Equifax team up to improve prediction and conversion rates through consumer insight and custom optimization

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Three Keys to Bank Account Validation

COMPREHENSIVE COVERAGE

 

Ai Validate BD instantly validates 100% of U.S. bank accounts, significantly reducing the most common Nacha return codes (R03 and R04). This real-time, comprehensive coverage ensures fewer payment disruptions, minimizing customer frustration and operational inefficiencies, and directly addressing critical pain points identified by Nacha.

SUPERIOR ROI WITH TARGETED OPTIMIZATION

By strategically targeting and eliminating common ACH return codes, Ai Validate BD optimizes your resources, reducing both hard costs (manual corrections and transaction fees) and soft costs (customer dissatisfaction and lost opportunities). 

 

ENHANCED CUSTOMER EXPERIENCE

Ai Validate BD leverages predictive analytics and ML-driven scoring to deliver rapid account validation within your existing workflow. By streamlining onboarding and checkout processes, you enhance customer experience, minimize transaction drop-off, and support consumer choice, safeguarding revenue and customer loyalty. 

Reimagining Financial Access

Through the transformational power of data

A pioneer in predictive analytics and alternative data, Accelitas offers proven solutions that help businesses make smarter decisions at the speed of now.

Just in time for the revolutionary growth of the digital marketplace.

Now we’re redefining Bank Account Validation. Through proprietary technology developed by Accelitas data scientists, Ai Validate BD automatically identifies and filters out non-working routing and account number combinations, eliminating these anomalies at the beginning of the validation process and dramatically reducing downstream costs.

Whether your needs are ACH on-boarding, pre-payment, pre- or post-consortium, pre-micro deposit challenge, or simply offering an alternative to OLB to cover all consumers, Accelitas can help.

See how it works in these Bank Account Validation Use Cases.


Accelerated Insight

The fast, fair, frictionless way to do business

In today’s financial market, access is everything. Taking advantage of real-time transactional data and unsurpassed account coverage, Accelitas empowers businesses to make faster, fairer, and more informed decisions by providing cutting-edge API based services in lead screening, credit prediction, and account validation.    

We deliver these advanced validation and credit risk services on Accelerated Insight®, our secure, cloud-based, SOC2-compliant platform.

Screen Leads

Pre-qualify leads to identify value and reduce underwriting costs

Bank account validation

Predict Credit

Access the millions of creditworthy borrowers that traditional scoring models miss

ai lift

Validate Bank Accounts

Instantly scores 100% of U.S. bank accounts

ai lift

Nacha Partnership | BAV

Decisions at the Speed of Now

How bank account validation is making a real-time shift to meet higher demand, increasing risk, stricter compliance, and greater opportunity

 
 

pATENT notice

Our Instant & Secure Bank Account Validation and Verification service is protected under U.S. Patent No. 11,758,052. Additional patent(s) pending, including U.S. Patent Application No. 12,250,345.

This patented process ensures accurate, secure, and efficient bank account validation to support seamless digital transactions. For more details, please visit our product page.