Accelerated Insight Overview
The fast, fair, frictionless way to grow your business
In today’s financial market, access is everything. Taking advantage of real-time transactional data and unsurpassed account coverage, Accelitas creates frictionless account verification, improves ACH success rates, and meets Nacha compliance for fraud prevention. We deliver these advanced validation and credit risk services on Accelerated Insight® our secure, cloud- based, SOC2-compliant platform.
Screen Leads
Real-time lead screening tuned to your strategy
Accelitas non-FCRA lead screening services deliver real-time signals that enable lenders to tune their lead screening process to focus on First Payment Default (FPD), conversion, or both. These quick screens can identify a more inclusive consumer population while also helping prevent fraud.
Ai Screen | FPD is a lead screening service that combines our proprietary analytics in risk modeling to produce indicators on the likelihood of FPD based upon the submitted information.
Ai Screen | Conversion is a lead screening service that combines our proprietary analytics in risk modeling to produce indicators on the likelihood of loan conversion based upon the submitted information.
Ai Screen | FPD + Conversion is a lead screening service that combines our proprietary analytics in risk modeling to produce indicators on the likelihood of both FPD and loan conversion based upon the submitted information.
Predict Credit
Access to more creditworthy borrowers
Combining predictive AI techniques with uncorrelated alternative data, our credit risk service allows lenders to see and accept 20-30% more good customers than traditional scoring methods.
Our Customer Insights web services provide a faster, smarter way to predict and accept creditworthy borrowers, and revive previously rejected applicants. The platform features two web services: Ai Lift™ and Ai Lift™ Save.
Ai Lift is an AI-powered credit risk web service that leverages any data source to deliver the Ai Lift Score, enabling lenders to identify creditworthy thin-file and no-file borrowers.
Ai Lift Save applies proprietary AI techniques like machine learning to analyze rejected financial applications for overlooked indications of creditworthiness, enabling companies to say “yes” to profitable applicants they would otherwise have rejected.
validate accounts
Fast and frictionless bank account validation
Our Identity intelligence services provides instant account validation with unmatched consumer coverage – delivering a frictionless customer experience without the use of Online Banking (OLB) credentials. Proprietary analytics and risk modeling produce indicators on the validity, activity, and risk of bank account information submitted to improve ACH success rates, reduce returns, mitigate fraud risk, and lower abandonment.
Ai Validate offers with three account verification services that support fraud screening and Nacha compliance for low, medium, and high-risk transactions.
Ai Validate Bank Data combines our proprietary analytics in risk modeling to produce indicators on the validity, association and the risk of the bank account information submitted. This service is typically used for lower value/lower risk ACH transactions (e.g., utility payment at account opening).
Ai Validate BAV leverages the same powerful analytics but adds unique data sources that are tuned for higher value/higher risk ACH transactions, where the client either does not want or cannot use FCRA data for BAV. Real-time bank account transactional data & status is leveraged (e.g., auto loan payment at account opening).
Ai Validate BAV | FCRA is typically used for higher value/higher risk ACH transactions. (e.g., funding a consumer loan). Accelitas service provides real-time consumer behavioral data in the response to the client and can be used for Adverse Action purposes.
